tag:blogger.com,1999:blog-54969350450444059682024-03-04T21:38:05.137-08:00易在保险服务 EZ GROUP PTY LTD易在保险服务 EZ GROUP PTY LTD 澳洲领先的商业保险经纪商。我们的产品范围包括,各类商业保险(Business Insurance),财产保险,责任保险(Liability Insurance),汽车保险,家庭财产保险等。我司代理澳洲各大保险公司产品,Allianz, CGU, QBE, Vero等澳洲主要保险公司都是我们的产品提供商。EZ GROUP PTY LTDhttp://www.blogger.com/profile/03356397395031338759noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-5496935045044405968.post-52757033442677545692021-07-02T22:54:00.006-07:002021-07-02T23:09:47.464-07:00你需要公共责任保险吗?——易在保险服务<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.ezg.com.au/home-chinese" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="500" data-original-width="848" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMihAlO8Mzg4J9lR04Jd_aG0z_6aI4Da7G99j4M00dhSctVL6m6uPrRJGvieZZEhTIzmz6v7Ejsugev3HKVdrtUtpxvcLYf8IyaP-Ttj5QExjkx8bSUy_jv_9vA9xVhkbH4ySkEUVo94w/s320/public-liability-insurance-lge.jpg" width="320" /></a></div><br /><p></p><h6><b><span style="font-family: SimHei; font-size: 12pt; mso-ansi-font-weight: bold; mso-ascii-font-family: Arial; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Arial; mso-spacerun: 'yes';">你需要公共责任保险吗?</span></b><b><span style="font-family: SimHei; font-size: 12pt; mso-ansi-font-weight: bold; mso-ascii-font-family: Arial; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Arial; mso-spacerun: 'yes';"><o:p></o:p></span></b></h6><h6><b><span style="font-family: SimHei; font-size: 12pt; mso-ansi-font-weight: bold; mso-ascii-font-family: Arial; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Arial; mso-spacerun: 'yes';">——关于公共责任保险的几个小知识</span></b><b><span style="font-family: SimHei; font-size: 12pt; mso-ansi-font-weight: bold; mso-ascii-font-family: Arial; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Arial; mso-spacerun: 'yes';"><o:p></o:p></span></b></h6><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">一个成功的生意需要很多年的努力经营,但一次意外或一场事故就可以瞬间毁掉一切。</span> <span style="font-family: SimSun;">这是为什么商业保险对于生意经营者与所有者至关重要的原因。</span></span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">澳洲是一个法治社会,有着完善的法律制度。如果生意的经营者在没有保险的情况下经营是非常危险的,在绝大多数情况下也是寸步难行的。</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">比如,你去租赁一个经营场地,无论是商铺还是办公室,甚至是一个外卖摊点。经营场地的出租方都会要求你提供最基本的保险,其中至少会要求你购买</span><span style="font-family: Calibri;">Public Liability Insurance </span><span style="font-family: SimSun;">公众责任保险(也有称作 “公共责任保险”)。</span></span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">所谓</span><span style="font-family: Calibri;">Public Liability Insurance</span><span style="font-family: SimSun;">公共责任保险</span><span style="font-family: Calibri;">, </span><span style="font-family: SimSun;">英文的解释通常如下“</span></span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';">Public liability insurance covers</span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"> the cost of legal action and compensation claims made against your business if a third party is injured or their property suffers damage whilst at your business premises or when you are working in their home, office or business property.</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">”</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">用中文解释,可以翻译成如下</span><span style="font-family: SimSun;">“</span></span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><span style="font-family: SimSun;">如果第三方在您的营业场所或在其家中,办公室或企业财产中工作时受伤或财产遭受损坏,则公共责任保险涵盖针对您的企业提起的法律诉讼和赔偿要求的费用。</span></span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">”</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">是不是读起来有些晦涩,那我们就用接地气的方式简单理解。基本上就是你做生意时,可能遇到的形形色色的意外而产生的纠纷与官司。比如,你做餐馆,结果宫保鸡丁里的花生让小朋友过敏,小朋友的父母很生气要找你赔偿。再比如,你做清洁,结果就有人在你清洁过的地面摔倒,而且是因为你擦的地太湿造成的。再比如,你经营工厂,你的叉车司机就是把隔壁的邻居的墙撞出一个大洞。如此种种,五花八门。遇到这些问题绝对是让人头疼的事情,甚至会影响生意的正常运营。</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">因此,公共责任保险的重要性就不言而喻了。同时,在选择公共责任保险时,你需要考虑很多方面因素,包括保险的数额要求,保险公司的选择,合理的报价,售后服务等等。在这里由于篇幅影响,我们就不一一与大家详说了。</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">如果您有商业保险的相关需求,请联系我们的中文服务热线</span> <span style="font-family: Calibri;">(02) 8073 7318 </span><span style="font-family: SimSun;">或加我们的微信</span></span><b><span style="font-family: SimSun; font-size: 10.5pt;"> <span style="font-family: Calibri;">ezg008</span></span></b><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">。</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.ezg.com.au/home-chinese" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="118" data-original-width="262" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHsrpxea1lDcXdk2JfPG5Ccel2ZiLruijlmJzKfZpLbm4ZpgcQLCZgkepudwZbCklVCn0JGGjAa2lfnQnCTuP6rGew_n3XVQw7CBWXgIO7vqsh_4Nravn8MokdQiX5Gt2SqA6UjTmpIQc/s0/2019-06-13+13_21_52-Window.png" /></a></div><br /><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><br /></span><p></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: Calibri;">EZ GROUP PTY LTD </span><span style="font-family: SimSun;">易在保险服务——您身边的澳洲保险专家。</span><span style="font-family: Calibri;">(</span><span style="font-family: SimSun;">请访问</span><span style="font-family: Calibri;"><a href="http://www.ezg.com.au">www.ezg.com.au</a> </span><span style="font-family: SimSun;">或</span><span style="font-family: Calibri;"><a href="http://www.aozhoubaoxian.com">www.aozhoubaoxian.com</a> </span></span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';">“</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;"><b>澳洲保险</b></span><span style="font-family: SimSun;">”全拼</span><span style="font-family: Calibri;">)</span></span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">Any general advice in this </span><span style="background: rgb(255, 255, 255); color: #404040; font-family: SimSun; font-size: 8pt; letter-spacing: 0pt; mso-ansi-font-style: normal; mso-ascii-font-family: Arial; mso-bidi-font-family: Arial; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Arial; mso-shading: rgb(255,255,255); mso-spacerun: 'yes';"><span style="font-family: Arial;">article</span></span><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;"> does not take account of your personal objectives, financial situation and needs. Please read the relevant Product Disclosure Statement (if applicable) before acquiring any product mentioned in this </span><span style="background: rgb(255, 255, 255); color: #404040; font-family: SimSun; font-size: 8pt; letter-spacing: 0pt;"><span style="font-family: Arial;">article. </span></span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p>EZ GROUP PTY LTDhttp://www.blogger.com/profile/03356397395031338759noreply@blogger.com0tag:blogger.com,1999:blog-5496935045044405968.post-89866532458149654152021-07-02T22:33:00.003-07:002021-07-02T23:08:50.838-07:00澳洲 商业保险 必读——关于商业保险的几个小知识 (一)——易在保险服务<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.ezg.com.au/home-chinese" target="_blank"><iframe allowfullscreen='allowfullscreen' webkitallowfullscreen='webkitallowfullscreen' mozallowfullscreen='mozallowfullscreen' width='320' height='266' src='https://www.blogger.com/video.g?token=AD6v5dy0DydjKQgWLug_NAh-jwU4Kgvp1Mu6UU0_pcZQTpBPS7D-qirmc4EURLzlhRJJYEBjOacKqVL8nPuhkxFIAg' class='b-hbp-video b-uploaded' frameborder='0'></iframe></a></div><p></p><h6><b><span style="font-family: SimHei; font-size: 12.0000pt; mso-ansi-font-weight: bold; mso-ascii-font-family: Arial; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Arial; mso-spacerun: 'yes';"><span style="font-family: SimHei;">关于商业保险的几个小知识</span> <span style="font-family: SimHei;">(一)</span></span></b><b><span style="font-family: Arial; font-size: 12.0000pt; mso-ansi-font-weight: bold; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimHei; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></b></h6><div class="separator" style="clear: both;"><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">一个成功的生意需要很多年的努力经营,但一次意外或一场事故就可以瞬间毁掉一切。</span> <span style="font-family: SimSun;">这是为什么商业保险对于生意经营者与所有者至关重要的原因。</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">澳洲是一个法治社会,有着完善的法律制度。如果生意的经营者在没有保险的情况下经营是非常危险的,在绝大多数情况下也是寸步难行的。所以商业保险的重要性可以说是不言而喻的。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">在为客户提供服务与产品的过程中,我们发现绝大多数经营者对商业保险都不太熟悉以及有一定的理解误区,下面我们就为大家解答几个常见问题。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><!--[if !supportLists]--><span style="font-family: SimSun; font-size: 10.5000pt; font-weight: bold; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri;">1. </span><!--[endif]--><b><span style="font-family: SimSun; font-size: 10.5pt;">商业保险是单一险种吗?</span></b><b><span style="font-family: Calibri; font-size: 10.5pt;"><o:p></o:p></span></b></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">这是个常见误区,很多客户咨询我们</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><span style="font-family: SimSun;">商业保险</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">时,直接会问</span><span style="font-family: SimSun;">“我想买个商业保险,多少钱?”。</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">很明显,问这类问题的客户多是初次接触商业保险。首先,商业保险并不是单一险种,而是多种保险的组合。其中</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><span style="font-family: SimSun;">常见的保险包括:</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">公众责任保险,</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><span style="font-family: SimSun;">财产险、建筑保险、偷窃险、玻璃险及随身携带贵重物品保险等等</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">。</span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">客户可以根据自己的需求自由组合所需要的保险。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><b><span style="font-family: SimSun; font-size: 10.5pt;"> </span></b></p><p class="MsoNormal" style="margin-left: 0.0000pt; mso-char-indent-count: 0.0000; mso-list: l0 level1 lfo1; mso-para-margin-left: 0.0000gd; text-indent: 0.0000pt;"><!--[if !supportLists]--><span style="font-family: SimSun; font-size: 10.5000pt; font-weight: bold; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri;">2. </span><!--[endif]--><b><span style="font-family: SimSun; font-size: 10.5pt;">商业保险是不是固定价格?</span></b><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">保险的核心是对风险的分析与计算,尤其是现在大数据盛行的时代,风险的计价更是精确。商业保险由于行业与险种的多样性,决定了其价格很难做成统一的固定价格,所以通常情况下商业保险都是根据个案定价(</span><span style="font-family: Calibri;">case by case</span><span style="font-family: SimSun;">)。甚至你隔壁和你做同一类生意的朋友,他的保单和保费都与你有很大差别。</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">由于篇幅限制,我们下期再为大家解答更多商业保险疑问。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">如果您有商业保险的相关需求,请联系我们的中文服务热线</span> <span style="font-family: Calibri;">(02) 8073 7318 </span><span style="font-family: SimSun;">或加我们的微信</span></span><b><span style="font-family: SimSun; font-size: 10.5pt;"> <span style="font-family: Calibri;">ezg008</span></span></b><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">。</span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: Calibri;">EZ GROUP PTY LTD </span><span style="font-family: SimSun;">易在保险服务——您身边的澳洲保险专家。</span><span style="font-family: Calibri;">(</span><span style="font-family: SimSun;">请访问</span><span style="font-family: Calibri;"><a href="http://www.ezg.com.au">www.ezg.com.au</a> </span><span style="font-family: SimSun;">或</span><span style="font-family: Calibri;"><a href="http://www.aozhoubaoxian.com">www.aozhoubaoxian.com</a> </span></span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';">“</span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">澳洲保险</span><span style="font-family: SimSun;">”全拼</span><span style="font-family: Calibri;">)</span></span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.ezg.com.au/home-chinese" imageanchor="1" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img alt="易在保险服务" border="0" data-original-height="118" data-original-width="262" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHsrpxea1lDcXdk2JfPG5Ccel2ZiLruijlmJzKfZpLbm4ZpgcQLCZgkepudwZbCklVCn0JGGjAa2lfnQnCTuP6rGew_n3XVQw7CBWXgIO7vqsh_4Nravn8MokdQiX5Gt2SqA6UjTmpIQc/s16000/2019-06-13+13_21_52-Window.png" title="EZ INSURANCE SERVICES" /></a></div><br /><p></p><p class="MsoNormal"><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">Any general advice in this </span><span style="background: rgb(255,255,255); color: #404040; font-family: Arial; font-size: 8.0000pt; letter-spacing: 0.0000pt; mso-ansi-font-style: normal; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-shading: rgb(255,255,255); mso-spacerun: 'yes';">article</span><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;"> does not take account of your personal objectives, financial situation and needs. Please read the relevant Product Disclosure Statement (if applicable) before acquiring any product mentioned in this </span><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">article. </span><span style="color: #515151; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">©2019 EZ GROUP PTY LTD ABN 38 169 397 326</span><span style="font-family: Arial; font-size: 8.0000pt; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p></div><p><br /></p>EZ GROUP PTY LTDhttp://www.blogger.com/profile/03356397395031338759noreply@blogger.com0tag:blogger.com,1999:blog-5496935045044405968.post-57628482192835486882021-07-02T22:07:00.002-07:002021-07-02T23:08:05.179-07:00澳洲 商业保险 必读——关于商业保险的几个小知识 (二)——易在保险服务<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.ezg.com.au/home-chinese" target="_blank"><iframe allowfullscreen='allowfullscreen' webkitallowfullscreen='webkitallowfullscreen' mozallowfullscreen='mozallowfullscreen' width='320' height='266' src='https://www.blogger.com/video.g?token=AD6v5dwuEoIw9aR_uV7u926WIgYdFzALD8o4GTeU9FZtidkX4mRzl7w_yNRb36HjwZYSM1wNpyRl7L33_bc8qd1lSA' class='b-hbp-video b-uploaded' frameborder='0'></iframe></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><p></p><h6><b><span style="font-family: SimHei; font-size: 12.0000pt; mso-ansi-font-weight: bold; mso-ascii-font-family: Arial; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Arial; mso-spacerun: 'yes';"><span style="font-family: SimHei;">关于商业保险的几个小知识</span> <span style="font-family: SimHei;">(二)</span></span></b><b><span style="font-family: Arial; font-size: 12.0000pt; mso-ansi-font-weight: bold; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimHei; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></b></h6><div class="separator" style="clear: both;"><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">一个成功的生意需要很多年的努力经营,但一次意外或一场事故就可以瞬间毁掉一切。</span> <span style="font-family: SimSun;">这是为什么商业保险对于生意经营者与所有者至关重要的原因。</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">澳洲是一个法治社会,有着完善的法律制度。如果生意的经营者在没有保险的情况下经营是非常危险的,在绝大多数情况下也是寸步难行的。所以商业保险的重要性可以说是不言而喻的。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">在为客户提供服务与产品的过程中,我们发现绝大多数经营者对商业保险都不太熟悉以及有一定的理解误区,这一期我们继续为大家解答一些关于商业保险的常见问题。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><b><span style="font-family: SimSun; font-size: 10.5pt;">生意经营者一般需要哪些商业保险?</span></b><b><span style="font-family: Calibri; font-size: 10.5pt;"><o:p></o:p></span></b></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">首先,商业保险并不是固定的单一险种,而是多种保险的组合。其中</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><span style="font-family: SimSun;">常见的保险包括:</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">公众责任保险,</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><span style="font-family: SimSun;">财产险、建筑保险、偷窃险、玻璃险及随身携带贵重物品保险等等</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">。</span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">其中最基本的保险便是公众责任保险(</span><span style="font-family: Calibri;">Public Liability Insurance)</span><span style="font-family: SimSun;">。绝大多数情况下,这也是最需要购买的保险。无论是租赁一个营业场所或是办理某些行业的营业许可,公众责任保险都已经成为强制要求的一项。</span></span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><b><span style="font-family: SimSun; font-size: 10.5pt;"> </span></b></p><p class="MsoNormal"><b><span style="font-family: SimSun; font-size: 10.5pt;">商业保险应该从哪里购买?</span></b><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">购买商业保险的渠道无非是从保险公司直接购买或是从保险经纪</span><span style="font-family: Calibri;">(Insurance Broker)</span><span style="font-family: SimSun;">购买,其实两者本质上是一样的。您所购买产品的提供方,毋庸置疑都是保险公司。其区别在于,保险经纪是同时代理了众多保险公司的产品,可以给您提供多家保险公司的报价与比较。比如,我司可以同时为一个案例提供多达九家澳洲主流保险公司的报价,这是直接从保险公司购买保险所无法做到的。</span></span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">由于篇幅限制,我们下期再为大家解答更多商业保险疑问。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">如果您有商业保险的相关需求,请联系我们的中文服务热线</span> <span style="font-family: Calibri;">(02) 8073 7318 </span><span style="font-family: SimSun;">或直接添加我们的微信公众号:</span></span><b><span style="font-family: SimSun; font-size: 10.5pt;">澳洲易在保险服务</span></b><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">。您可以在公众号里直接发送信息咨询。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.ezg.com.au/home-chinese" imageanchor="1" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img alt="易在保险服务" border="0" data-original-height="118" data-original-width="262" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHsrpxea1lDcXdk2JfPG5Ccel2ZiLruijlmJzKfZpLbm4ZpgcQLCZgkepudwZbCklVCn0JGGjAa2lfnQnCTuP6rGew_n3XVQw7CBWXgIO7vqsh_4Nravn8MokdQiX5Gt2SqA6UjTmpIQc/s16000/2019-06-13+13_21_52-Window.png" title="EZ INSURANCE SERVICES" /></a></div><br /><p></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: Calibri;">EZ GROUP PTY LTD </span><span style="font-family: SimSun;">易在保险服务——您身边的澳洲保险专家。</span><span style="font-family: Calibri;">(</span><span style="font-family: SimSun;">请访问</span><span style="font-family: Calibri;"><a href="http://www.ezg.com.au">www.ezg.com.au</a> </span><span style="font-family: SimSun;">或</span><span style="font-family: Calibri;"><a href="http://www.aozhoubaoxian.com">www.aozhoubaoxian.com</a> </span></span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';">“</span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">澳洲保险</span><span style="font-family: SimSun;">”全拼</span><span style="font-family: Calibri;">)</span></span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">Any general advice in this </span><span style="background: rgb(255,255,255); color: #404040; font-family: Arial; font-size: 8.0000pt; letter-spacing: 0.0000pt; mso-ansi-font-style: normal; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-shading: rgb(255,255,255); mso-spacerun: 'yes';">article</span><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;"> does not take account of your personal objectives, financial situation and needs. Please read the relevant Product Disclosure Statement (if applicable) before acquiring any product mentioned in this </span><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">article. </span><span style="color: #515151; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">©2019 EZ GROUP PTY LTD ABN 38 169 397 326</span><span style="font-family: Arial; font-size: 8.0000pt; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p></div><p><br /></p>EZ GROUP PTY LTDhttp://www.blogger.com/profile/03356397395031338759noreply@blogger.com0tag:blogger.com,1999:blog-5496935045044405968.post-50729881060568906152021-07-02T21:51:00.003-07:002021-07-02T23:08:32.836-07:00澳洲 商业保险 必读——关于商业保险的几个小知识 (三)——易在保险服务<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.ezg.com.au/home-chinese" target="_blank"><iframe allowfullscreen='allowfullscreen' webkitallowfullscreen='webkitallowfullscreen' mozallowfullscreen='mozallowfullscreen' width='320' height='266' src='https://www.blogger.com/video.g?token=AD6v5dwOefrtigubVQtrzy2yD8q8mFsqCy9P-8dRQ6P0DrvFRK_qED0rbJ3aOZogb1MYsYwdNLY1j7InspdGwnVNpg' class='b-hbp-video b-uploaded' frameborder='0'></iframe></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><p></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">一个成功的生意需要很多年的努力经营,但一次意外或一场事故就可以瞬间毁掉一切。</span> <span style="font-family: SimSun;">这是为什么商业保险对于生意经营者与所有者至关重要的原因。</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><div class="separator" style="clear: both; text-align: center;"><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">澳洲是一个法治社会,有着完善的法律制度。如果生意的经营者在没有保险的情况下经营是非常危险的,在绝大多数情况下也是寸步难行的。所以商业保险的重要性可以说是不言而喻的。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">在为客户提供服务与产品的过程中,我们发现绝大多数经营者对商业保险都不太熟悉以及有一定的理解误区,这一期我们将继续为大家解答一些关于商业保险的常见问题。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal" style="text-align: left;"><b><span style="font-family: SimSun; font-size: 10.5pt;">同样的保险,各家保险公司的报价差不多吗?</span></b><b><span style="font-family: Calibri; font-size: 10.5pt;"><o:p></o:p></span></b></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">这是客户经常会问到的问题。事实上,不同的保险公司对于同样一份保险的定价与处理是有很大差异的。客户可能发现同样的一份保险,有的保险公司愿意接受,有的保险公司就会拒绝,有的报价很高,有的报价就会合理很多。导致这种现象发生的原因有很多。简单的讲,保险的定价是对风险的定价,而承担风险的保险公司便会根据自身的情况与需求,对风险产生偏好。</span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">比如,有的保险公司零售客户较多,那么它对这一行业的风险承受能力相对较强,那么定价就会相对优惠,从而进一步巩固在这一市场上的优势。但是,同样这家公司,也许它在农业保险上的客户较少,因此在处理农业保险方面,这家公司就会非常谨慎,定价也比较差。另外,保险市场本身的变动以及公司经营策略的改变都会影响到报价。</span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">总之,保险市场是不断变化的市场,再加上不同行业的不同特性,无疑增加了市场的复杂性。因此对于生意经营者,得到专业可靠的保险经纪的帮助要比自己漫无目的的寻找要好的多。</span><b><span style="font-family: SimSun; font-size: 10.5pt;"><o:p></o:p></span></b></p><p class="MsoNormal" style="text-align: left;"><b><span style="font-family: Calibri; font-size: 10.5pt;"> </span></b></p><p class="MsoNormal" style="text-align: left;"><b><span style="font-family: SimSun; font-size: 10.5pt;">从保险经纪那里购买商业保险有什么优势?</span></b><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">购买商业保险的渠道无非是从保险公司直接购买或是从保险经纪</span><span style="font-family: Calibri;">(Insurance Broker)</span><span style="font-family: SimSun;">购买,其实两者本质上是一样的。您所购买产品的提供方,毋庸置疑都是保险公司。但是保险经纪具有得天独厚的优势。</span></span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">首先,保险经纪代理了众多保险公司的产品,可以给您提供多家保险公司的报价与比较。比如,我司可以同时为一个案例提供多达九家澳洲主流保险公司的报价,这是直接从保险公司购买保险所无法做到的。</span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">其次,保险经纪可以根据客户的具体情况提供建议量身定制产品。比如我司所属的</span><span style="font-family: Calibri;">Steadfast Group</span><span style="font-family: SimSun;">,是澳洲最大的保险经纪网络,可以接入超过</span><span style="font-family: Calibri;">150</span><span style="font-family: SimSun;">家的澳洲与国际保险公司。无论客户的生意多么复杂与独特,我们都可以为客户找到合适的解决方案。 </span></span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">由于篇幅限制,我们下期再为大家解答更多商业保险疑问。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">如果您有商业保险的相关需求,请联系我们的中文服务热线</span> <span style="font-family: Calibri;">(02) 8073 7318 </span><span style="font-family: SimSun;">或直接添加我们的微信公众号:</span></span><b><span style="font-family: SimSun; font-size: 10.5pt;">澳洲易在保险服务</span></b><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">。您可以在公众号里直接发送信息咨询。</span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.ezg.com.au/home-chinese" imageanchor="1" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="118" data-original-width="262" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHsrpxea1lDcXdk2JfPG5Ccel2ZiLruijlmJzKfZpLbm4ZpgcQLCZgkepudwZbCklVCn0JGGjAa2lfnQnCTuP6rGew_n3XVQw7CBWXgIO7vqsh_4Nravn8MokdQiX5Gt2SqA6UjTmpIQc/s0/2019-06-13+13_21_52-Window.png" /></a></div><br /><p></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: Calibri;">EZ GROUP PTY LTD </span><span style="font-family: SimSun;">易在保险服务——您身边的澳洲保险专家。</span><span style="font-family: Calibri;">(</span><span style="font-family: SimSun;">请访问</span><span style="font-family: Calibri;"><a href="http://www.ezg.com.au">www.ezg.com.au</a> </span><span style="font-family: SimSun;">或</span><span style="font-family: Calibri;"><a href="http://www.aozhoubaoxian.com">www.aozhoubaoxian.com</a> </span></span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';">“</span><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">澳洲保险</span><span style="font-family: SimSun;">”全拼</span><span style="font-family: Calibri;">)</span></span><span style="font-family: Calibri; font-size: 10.5000pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal" style="text-align: left;"><span style="font-family: SimSun; font-size: 10.5000pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal" style="text-align: left;"><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">Any general advice in this </span><span style="background: rgb(255,255,255); color: #404040; font-family: Arial; font-size: 8.0000pt; letter-spacing: 0.0000pt; mso-ansi-font-style: normal; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-shading: rgb(255,255,255); mso-spacerun: 'yes';">article</span><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;"> does not take account of your personal objectives, financial situation and needs. Please read the relevant Product Disclosure Statement (if applicable) before acquiring any product mentioned in this </span><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">article. </span><span style="color: #515151; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">©2019 EZ GROUP PTY LTD ABN 38 169 397 326</span><span style="font-family: Arial; font-size: 8.0000pt; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p></div><p></p><div class="separator" style="clear: both; text-align: left;"><br /></div><br /><p></p>EZ GROUP PTY LTDhttp://www.blogger.com/profile/03356397395031338759noreply@blogger.com0tag:blogger.com,1999:blog-5496935045044405968.post-59045404107648281902021-07-02T20:16:00.005-07:002021-07-02T23:09:13.202-07:00澳洲 商业保险 必读——关于商业保险的几个小知识 (四)——易在保险服务<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="http://www.aozhoubaoxian.com"><iframe allowfullscreen='allowfullscreen' webkitallowfullscreen='webkitallowfullscreen' mozallowfullscreen='mozallowfullscreen' width='320' height='266' src='https://www.blogger.com/video.g?token=AD6v5dxylvvDR3BFCwCYBzHbfQAmWOPpOahulh7jVr1oASxYWbCtryJ8OZ5GLeaLugXnMcnAoGAjZn1dSkUuacNhjg' class='b-hbp-video b-uploaded' frameborder='0'></iframe></a></div><br /><h6><br /></h6><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">一个成功的生意需要很多年的努力经营,但一次意外或一场事故就可以瞬间毁掉一切。</span> <span style="font-family: SimSun;">这是为什么商业保险对于生意经营者与所有者至关重要的原因。</span></span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">澳洲是一个法治社会,有着完善的法律制度。如果生意的经营者在没有保险的情况下经营是非常危险的,在绝大多数情况下也是寸步难行的。所以商业保险的重要性可以说是不言而喻的。</span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">在为客户提供服务与产品的过程中,我们发现绝大多数经营者对商业保险都不太熟悉以及有一定的理解误区,这一期我们继续为大家解答一些关于商业保险的常见问题。</span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><b><span style="font-family: SimSun; font-size: 10.5pt;">商业保险真的必须要买吗?</span></b><b><span style="font-family: SimSun; font-size: 10.5pt;"><o:p></o:p></span></b></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">答案当然是肯定的。这个问题看似很基本,但有很多客户会问这个问题。很大程度上有些客户会问这个问题是出于侥幸心理以及不同社会环境的误解。澳洲是法制非常完善的社会,拥有健全的司法体系。在这个社会中经商,如果不注重对自己及顾客的保护,轻则受到损失,重则受到惩罚。</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">比如,你的顾客在光顾你的商店时受伤,顾客有可能向你索赔甚至控告你,如果没有商业保险的保障,你有可能陷入无尽的法律官司。一方面需要支付昂贵的律师费,另一方面严重影响正常的生意经营。</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">再比如,悉尼最近山火围城。因为地价及空间等因素影响,很多的工业物业经常处于山火易发区。如果不对物业购置自然灾害保险,万一火势失控就有可能造成不可挽回的后果。美国最近的加州山火就是很好的例子。</span> </span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">所以购买商业保险是真真正正必须要做的事情,不能存有侥幸心理。</span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><b><span style="font-family: SimSun; font-size: 10.5pt;"> </span></b></p><p class="MsoNormal"><b><span style="font-family: SimSun; font-size: 10.5pt;">商业保险应该从哪里购买?</span></b><b><span style="font-family: SimSun; font-size: 10.5pt;"><o:p></o:p></span></b></p><p class="MsoNormal"><b><span style="font-family: Calibri; font-size: 10.5pt;"> </span></b></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">购买商业保险的渠道无非是从保险公司直接购买或是从保险经纪</span>(Insurance Broker)<span style="font-family: SimSun;">购买,其实两者本质上是一样的。您所购买产品的提供方,毋庸置疑都是保险公司。其区别在于,保险经纪是同时代理了众多保险公司的产品,可以给您提供多家保险公司的报价与比较。比如,我司可以同时为一个案例提供多达九家澳洲主流保险公司的报价,这是直接从保险公司购买保险所无法做到的。</span></span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">由于篇幅限制,我们下期再为大家解答更多商业保险疑问。</span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"> </span></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;">如果您有商业保险的相关需求,请联系我们的中文服务热线</span> <b>(02) 8073 7318</b> <span style="font-family: SimSun;">或直接添加我们的微信公众号:</span></span><b><span style="font-family: SimSun; font-size: 10.5pt;">澳洲易在保险服务</span></b><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">。您可以在公众号里直接发送信息咨询。</span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.ezg.com.au/home-chinese" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img alt="易在保险服务" border="0" data-original-height="118" data-original-width="262" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYZX0wyh143RSh8DaqrlK98XmJmnkGOBzQ_Ehu2SaWcV4ZVP-b35LcxaR1tHgmN0_Co9hU-EK7rSsG275qOnqKH2zX0tghLAs7cvhoXOxP5QlXf_HgOVShblaQJ9L7lKdntAvG2aTNjMk/s16000/2019-06-13+13_21_52-Window.png" title="EZ INSURANCE SERVICES" /></a></div><br /><p class="MsoNormal"><br /></p><p class="MsoNormal"><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';">EZ GROUP PTY LTD <span style="font-family: SimSun;">易在保险服务——您身边的澳洲保险专家。</span><span style="font-family: Calibri;">(</span><span style="font-family: SimSun;">请访问</span><span style="font-family: Calibri;"><a href="http://www.ezg.com.au">www.ezg.com.au</a> </span><span style="font-family: SimSun;">或</span><span style="font-family: Calibri;"><a href="http://www.aozhoubaoxian.com">www.aozhoubaoxian.com</a> </span></span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';">“</span><span style="font-family: SimSun; font-size: 10.5pt; mso-ascii-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-font-kerning: 1.0000pt; mso-hansi-font-family: Calibri; mso-spacerun: 'yes';"><span style="font-family: SimSun;"><b>澳洲保险</b></span>”全拼<span style="font-family: Calibri;">)</span></span><span style="font-family: Calibri; font-size: 10.5pt; mso-bidi-font-family: 'Times New Roman'; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-family: SimSun;"><span style="font-size: 14px;">版权所有,侵权必究 COPYRIGHT @ EZ GROUP PTY LTD</span></span></p><p class="MsoNormal"><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">Any general advice in this </span><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">article</span><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;"> does not take account of your personal objectives, financial situation and needs. Please read the relevant Product Disclosure Statement (if applicable) before acquiring any product mentioned in this </span><span style="background: rgb(255, 255, 255); color: #404040; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">article. </span><span style="color: #515151; font-family: Arial; font-size: 8pt; letter-spacing: 0pt;">©2019 EZ GROUP PTY LTD ABN 38 169 397 326</span><span style="font-family: Arial; font-size: 8pt; mso-fareast-font-family: SimSun; mso-font-kerning: 1.0000pt; mso-spacerun: 'yes';"><o:p></o:p></span></p>EZ GROUP PTY LTDhttp://www.blogger.com/profile/03356397395031338759noreply@blogger.com0tag:blogger.com,1999:blog-5496935045044405968.post-84444885426842980082021-07-01T21:59:00.001-07:002021-07-02T23:09:28.569-07:00易在保险服务总监Eric Zhou先生受 “澳洲希望之声” 电台邀请参加录制节目为广大听众解答商业保险的各种疑问<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi0GzwuKE3hpwceKqniG9SympSW8fh8_Ys-nOJysbFutgZ2Y2VxNovoyn1r9odQcz9G1H-wV_VPas2tfox-3GtkEx1l6Ql657B1qETa_rNzu0tRVg6SRhA_iZs1FCfUw8pTLsR8iF3vDaU/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="279" data-original-width="921" height="148" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi0GzwuKE3hpwceKqniG9SympSW8fh8_Ys-nOJysbFutgZ2Y2VxNovoyn1r9odQcz9G1H-wV_VPas2tfox-3GtkEx1l6Ql657B1qETa_rNzu0tRVg6SRhA_iZs1FCfUw8pTLsR8iF3vDaU/w489-h148/image.png" width="489" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjl3GQgVdh58IgUjQ7HzmNqsfpmiFRRKUOyLUmWH2VK5EcL1WeK6iDRW3vcD1N0qkx7UHonRYoRyjhbbjbs8GSgnDW-NTxcv9mb5EmWkqBFCMciJ9xeujYwH4zpc3RmSzScuvUhUACVsys/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="478" data-original-width="811" height="249" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjl3GQgVdh58IgUjQ7HzmNqsfpmiFRRKUOyLUmWH2VK5EcL1WeK6iDRW3vcD1N0qkx7UHonRYoRyjhbbjbs8GSgnDW-NTxcv9mb5EmWkqBFCMciJ9xeujYwH4zpc3RmSzScuvUhUACVsys/w422-h249/image.png" width="422" /></a><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjl3GQgVdh58IgUjQ7HzmNqsfpmiFRRKUOyLUmWH2VK5EcL1WeK6iDRW3vcD1N0qkx7UHonRYoRyjhbbjbs8GSgnDW-NTxcv9mb5EmWkqBFCMciJ9xeujYwH4zpc3RmSzScuvUhUACVsys/" style="margin-left: 1em; margin-right: 1em;"></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhR5bBHGvMmAPpZJg0j-7JaV4PsUgaiwYHfUf8lT1THJ7wNwCMQhO2nIJiXl9Rpx9VgIkClUpOfRDGpbuLT7gIpkbjBK8AqR1u7-ReruqZydjzqa4R1zl-kZGDL5_6Ni-gqXKQ3IEjbFFo/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="498" data-original-width="812" height="292" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhR5bBHGvMmAPpZJg0j-7JaV4PsUgaiwYHfUf8lT1THJ7wNwCMQhO2nIJiXl9Rpx9VgIkClUpOfRDGpbuLT7gIpkbjBK8AqR1u7-ReruqZydjzqa4R1zl-kZGDL5_6Ni-gqXKQ3IEjbFFo/w477-h292/image.png" width="477" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><br /></div><br /><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><p></p>EZ GROUP PTY LTDhttp://www.blogger.com/profile/03356397395031338759noreply@blogger.com0tag:blogger.com,1999:blog-5496935045044405968.post-6887610563235171742020-02-09T00:39:00.001-08:002020-02-09T00:42:28.865-08:00保险与贫穷的关系 (易在保险服务媒体文章)<h6>
<b style="font-size: 10.72px;"><span style="font-size: 12pt;"><span style="font-family: "arial";">EZ GROUP PTY LTD <a href="http://www.ezg.com.au/">易在保险服务</a> (<a href="http://www.ezg.com.au/">www.ezg.com.au</a>)</span></span></b></h6>
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<b style="font-size: 10.72px;"><span style="font-size: 12pt;"><span style="font-family: "arial";">媒体发表文章</span></span></b></h6>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCHPznZl_9fbsvPe1KnXIDFTsDP_gR10M5d3DOlWE9DMFpgctKTpPTHV1PmjnVKauixrht0tHwzv1Karh_xhlB4257wdnFwSV3ms1aysmgtcjVIypzUpAfnFWoBLOEhyphenhyphenwVyeW444MGhtw/s1600/rich.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="177" data-original-width="284" height="249" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCHPznZl_9fbsvPe1KnXIDFTsDP_gR10M5d3DOlWE9DMFpgctKTpPTHV1PmjnVKauixrht0tHwzv1Karh_xhlB4257wdnFwSV3ms1aysmgtcjVIypzUpAfnFWoBLOEhyphenhyphenwVyeW444MGhtw/s400/rich.jpg" width="400" /></a></div>
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<b><span style="color: blue;"><span style="font-family: 黑体; font-size: 12pt;">保险与贫穷的关系</span><span style="font-size: 12pt;"><span style="font-family: "arial";"> </span></span></span></b></h2>
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<span style="font-family: 宋体; font-size: 10.5pt;"><span style="font-family: 宋体;">不知不觉我们已经踏入</span>2020<span style="font-family: 宋体;">年,首先向所有读者与易在保险服务的客户送出新年的祝福。祝愿大家新年快乐,事事如意,阖家团圆,恭喜发财。愿这新的十年的第一年成为大家崭新与充满希望的一年。</span></span><span style="font-family: 宋体; font-size: 10.5pt;"><o:p></o:p></span></div>
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<span style="font-family: 宋体; font-size: 10.5pt;">今天我们来讨论一个有趣的话题:保险与贫穷的关系。</span><span style="font-family: 宋体; font-size: 10.5pt;"><o:p></o:p></span></div>
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<span style="font-family: 宋体; font-size: 10.5pt;">这期的话题是受诺贝尔经济学奖获得者</span><span style="font-family: "calibri"; font-size: 10.5pt;"><span style="font-family: 宋体;">埃斯特</span>·<span style="font-family: 宋体;">迪弗洛</span></span><span style="font-family: 宋体; font-size: 10.5pt;"><span style="font-family: 宋体;">(</span>Esther Duflo<span style="font-family: 宋体;">)</span></span><span style="font-family: 宋体; font-size: 10.5pt;">的贫穷经济学的启发而产生的。关于</span><span style="font-family: "calibri"; font-size: 10.5pt;"><span style="font-family: 宋体;">埃斯特</span>·<span style="font-family: 宋体;">迪弗洛</span></span><span style="font-family: 宋体; font-size: 10.5pt;">的贫穷经济学大家可以在网上搜索到大量的信息,从而对她的研究有更深的了解。这里我们只是针对这个话题引用贫穷经济学的一些研究做一下有趣的探讨。</span><span style="font-family: 宋体; font-size: 10.5pt;"><o:p></o:p></span></div>
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<span style="font-family: 宋体; font-size: 10.5pt;"><span style="font-family: 宋体;">贫穷经济学提出一个观点</span>“穷人的生活是充满风险的</span><span style="font-family: "calibri"; font-size: 10.5pt;">”</span><span style="font-family: 宋体; font-size: 10.5pt;"><span style="font-family: 宋体;">。她把人们的财富划分为今天的财富与未来的财富,并用横纵坐标轴分别代表两者,从而划出了一条</span>S<span style="font-family: 宋体;">形的曲线。人们无论穷富都只是在这条曲线上爬行,区别只是在平衡点的两边而已。穷人与富人相比,在风险的抵御与风险意识方面都有很大的差距,所以同样的挫折对于穷人更具挑战性。</span></span><span style="font-family: 宋体; font-size: 10.5pt;"><o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxS0KoS2Fs1mL3Y1enHIY02ENEASmI5sP-Qihnuxs6LXQRNJkx15MNn1jLxdpfews73mZElJPoVdiQ0GFChWOIAauyX5xpQb2YgET_r_lDYo4r-VoTPZXO3TOn9UHItLfbKdkQKT4xeVw/s1600/poor.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="183" data-original-width="276" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxS0KoS2Fs1mL3Y1enHIY02ENEASmI5sP-Qihnuxs6LXQRNJkx15MNn1jLxdpfews73mZElJPoVdiQ0GFChWOIAauyX5xpQb2YgET_r_lDYo4r-VoTPZXO3TOn9UHItLfbKdkQKT4xeVw/s1600/poor.jpg" /></a><span style="font-family: 宋体; font-size: 10.5pt;">其实大家在日常生活里通常都对保险有一定的轻视的想法。有一种食之无味弃之可惜的感觉。很多人会觉得花了钱又没有得到什么,好像是白白浪费掉了。可是事实正好相反,越是保险这个看不见摸不着的东西却改变你的人生。</span><span style="font-family: "calibri"; font-size: 10.5pt;"><o:p></o:p></span></div>
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<span style="font-family: 宋体; font-size: 10.5pt;">比如,一个成功的生意需要很多年的努力经营,但一次意外或一场事故就可以瞬间毁掉一切,所以你需要生意保险。一场火灾可以毁掉自己的家园或投资物业,自己的多年积累有可能就化为乌有,还有可能背负大量债务,所以你需要房屋保险。一场疾病有可能让自己失去工作能力,所以你需要人寿类保险。</span><span style="font-family: 宋体; font-size: 10.5pt;"><o:p></o:p></span></div>
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<span style="font-family: 宋体; font-size: 10.5pt;">很明显,保险就好比人生的备份,一个走出困境的机会。这也是贫困经济学所提到的富人会购买更多的保险以保证自己的人生在正常的轨道上。有趣的是</span><span style="font-family: "calibri"; font-size: 10.5pt;"><span style="font-family: 宋体;">迪弗洛</span></span><span style="font-family: 宋体; font-size: 10.5pt;"><span style="font-family: 宋体;">的研究发现穷人对奢侈品更执着,所以在她的研究中提出了</span>“为什么穷人觉得电视机比食物更重要”的设问。感兴趣的朋友可以搜索网络了解她的著作。</span><span style="font-family: 宋体; font-size: 10.5pt;"><o:p></o:p></span></div>
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<span style="font-family: 宋体; font-size: 10.5pt;">简单的讲,保险不仅是人生的备份,也是一种人生的态度,一种人生的管理理念。生活总是充满机遇与挑战,防患于未然,稳扎稳打步步为营才是人生的制胜之道,希望新的一年大家都能在财富曲线上越爬越高。</span><span style="font-family: "calibri"; font-size: 10.5pt;"><o:p></o:p></span></div>
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<span style="font-family: 宋体; font-size: 10.5pt;"><span style="font-family: 宋体;">如果您有保险的相关需求,请联系我们的中文服务热线</span> (02) 8073 7318 <span style="font-family: 宋体;">或直接添加我们的微信公众号:</span></span><b><span style="font-family: 宋体; font-size: 10.5pt;">澳洲易在保险服务</span></b><span style="font-family: 宋体; font-size: 10.5pt;">。您可以在公众号里直接发送信息咨询。</span><span style="font-family: "calibri"; font-size: 10.5pt;"><o:p></o:p></span></div>
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<span style="font-family: 宋体; font-size: 10.5pt;">EZ GROUP PTY LTD <span style="font-family: 宋体;">易在保险服务——您身边的澳洲保险专家。</span><span style="font-family: "calibri";">(</span><span style="font-family: 宋体;">请访问</span><span style="font-family: "calibri";"><a href="http://www.ezg.com.au/">www.ezg.com.au</a> </span><span style="font-family: 宋体;">或</span><span style="font-family: "calibri";"><a href="http://www.aozhoubaoxian.com/">www.aozhoubaoxian.com</a> </span></span><span style="font-family: "calibri"; font-size: 10.5pt;">“</span><span style="font-family: 宋体; font-size: 10.5pt;"><span style="font-family: 宋体;">澳洲保险</span>”全拼<span style="font-family: "calibri";">)</span></span><span style="font-family: "calibri"; font-size: 10.5pt;"><o:p></o:p></span></div>
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<span style="background: rgb(255 , 255 , 255); color: #404040; font-family: "arial"; font-size: 8pt; letter-spacing: 0pt;">Any general advice in this </span><span style="background: rgb(255 , 255 , 255); color: #404040; font-family: "arial"; font-size: 8pt; letter-spacing: 0pt;">article</span><span style="background: rgb(255 , 255 , 255); color: #404040; font-family: "arial"; font-size: 8pt; letter-spacing: 0pt;"> does not take account of your personal objectives, financial situation and needs. Please read the relevant Product Disclosure Statement (if applicable) before acquiring any product mentioned in this </span><span style="background: rgb(255 , 255 , 255); color: #404040; font-family: "arial"; font-size: 8pt; letter-spacing: 0pt;">article. </span><span style="color: #515151; font-family: "arial"; font-size: 8pt; letter-spacing: 0pt;">©2019 EZ GROUP PTY LTD ABN 38 169 397 326</span><span style="font-family: "arial"; font-size: 8pt;"><o:p></o:p></span></div>
EZ GROUP PTY LTDhttp://www.blogger.com/profile/03356397395031338759noreply@blogger.com0tag:blogger.com,1999:blog-5496935045044405968.post-63231217432762775952019-12-26T19:04:00.001-08:002019-12-26T19:10:24.692-08:00Happy new year 2020<div class="separator" style="clear: both; text-align: center;">
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